Make The Most of Your Transactional Banking

 

Article by David Press (B.Comm)

 

Whether you’re a professional or not, ‘professional packages’ offered by the big four banks (and other institutions) are a fantastic opportunity to make some real savings on your banking fees, interest charges and insurance premiums...read on

 

 

The Forgotten Rates Decision

In a time when rates are sitting at 50 year lows, the major decision for most is whether to fix their lending rates or remain exposed to interest rate changes. However there is an ever growing percentage of our society who has another side of interest rate choices on their mind.    As our population ages, more and more will be less concerned with mortgage rates as they are with term deposit and cash interest rates in which a large amount of their retirement income is derived...read on

Are You Outsourcing the Wrong Tasks?

 

 

Has Cash Overtaken Equities as the Investment of Choice in 2010?

That is the question many are now pondering as equities have come off their March 09 lows and rebounded over 50%, making many of the top companies in the ASX look to be at fair value or even expensive based on current price earnings ratios...Read on

 

 

 

Article by David Press (B.Comm)

 

The power of fear and greed in the market has been as evident as ever through the last five or six years in which we have seen a sustained bull run, largely due to the growth of China and demand for commodities in which almost any stock proved a winner, followed by the rapid collapse in which virtually no stock was spared the wrath of a worldwide credit crunch and failed financial markets. Throughout the bull run the idea of long term investment was almost forgotten by many with short term positions in running stocks creating huge profits, but the rapid collapse has reminded us of some important home truths about volatility and the need for a long term view to investing...read on

 

 

 

 

 

Article by David Press (B.Comm)

 

Are you over 55, still working and looking to find ways to increase your retirement savings and lower the amount of tax you’re paying? 

 

Utilizing changes in transition to retirement legislation is one way many are creating additional wealth through increased savings and decreased taxation, while maintaining their disposable income and increasing flexibility in retirement planning...read on

 

 

 

Article by David Press (B.Comm)

 

For low to middle income earners, ensuring they have enough retirement savings is a genuine concern.  The 9 per cent superannuation guarantee may not be enough as living expenses increase and desired lifestyles start to stretch their available funds...read on